Terms of Service

These Terms of Service ("Terms") govern your use of the GotLending Inc website and services. By accessing the site or contacting us, you agree to these Terms.

Use of the Site

You agree to use the site only for lawful purposes and in a way that does not infringe the rights of others or interfere with the operation of the site.

Eligibility and Approval

All loans are subject to GotLending's internal underwriting and approval criteria. Submitting an inquiry does not guarantee approval or any specific terms.

Direct Lender

GotLending Inc is a direct lender and creditor, not a loan broker or arranger of credit. We do not match applicants with third-party lenders. When GotLending extends a loan, it is underwritten, originated, and funded directly by GotLending Inc.

Text Messaging Program Terms and Conditions

By opting in, you agree to receive recurring automated text messages from GotLending Inc at the mobile number you provide. These messages may include financial education resources, responses to your inquiry, and updates related to your conversation or account with GotLending. Consent to receive text messages is not a condition of any purchase, application, or loan.

Message Frequency: Message frequency varies based on your interactions with us.

Cost: Message and data rates may apply, as charged by your mobile carrier. GotLending Inc is not responsible for these charges.

Opt-Out: You may cancel the SMS service at any time by replying STOP to any message. After you send STOP, we will send a one-time confirmation message and no further text messages will be sent unless you opt in again.

Help: For help, reply HELP to any message or contact us at 1-800-854-0797 or contact@gotlending.info.

Carriers: Carriers are not liable for delayed or undelivered messages.

Privacy: Your mobile information is handled in accordance with our Privacy Policy. Mobile opt-in data and consent will not be shared with any third parties.

Disclaimers

The site and its content are provided "as is" without warranties of any kind, express or implied. Educational content is for general informational purposes only and is not financial, legal, or tax advice.

Limitation of Liability

To the maximum extent permitted by law, GotLending Inc is not liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of the site or services.

Governing Law

These Terms are governed by the laws of the State of Texas, without regard to its conflict-of-laws principles.

Contact

GotLending Inc — 5465 Legacy Dr, Ste 650, Plano, TX 75024 — 1-800-854-0797 — contact@gotlending.info — NMLS ID 2754229.