Terms of Service

These Terms of Service ("Terms") govern your use of the website and services operated by PTK Finance Ventures Inc, doing business as PTK Ventures ("PTK Ventures"). By accessing the site or contacting us, you agree to these Terms.

Use of the Site

You agree to use the site only for lawful purposes and in a way that does not infringe the rights of others or interfere with the operation of the site.

No Financial Services

PTK Ventures publishes financial education content only. We do not offer, broker, originate, arrange, refer, or service loans, credit, debt consolidation, debt-reduction, debt-relief, or credit-repair products. Nothing on this site, in our emails, or in our text messages constitutes financial, legal, investment, or tax advice or an offer of any product or service.

Text Messaging Program Terms and Conditions

By opting in, you agree to receive recurring automated text messages from PTK Ventures (PTK Finance Ventures Inc) at the mobile number you provide. These messages contain budgeting, saving, and personal-finance educational content, plus responses to your inquiry. We do not send offers for loans, credit, debt relief, or other financial products. Consent to receive text messages is not a condition of any purchase.

Message Frequency: Message frequency varies based on your interactions with us.

Cost: Message and data rates may apply, as charged by your mobile carrier. PTK Ventures is not responsible for these charges.

Opt-Out: You may cancel the SMS service at any time by replying STOP to any message. After you send STOP, we will send a one-time confirmation message and no further text messages will be sent unless you opt in again.

Help: For help, reply HELP to any message or contact us at 1-800-854-0797 or contact@gotlending.info.

Carriers: Carriers are not liable for delayed or undelivered messages.

Privacy: Your mobile information is handled in accordance with our Privacy Policy. Mobile opt-in data and consent will not be shared with any third parties.

Disclaimers

The site and its content are provided "as is" without warranties of any kind, express or implied. Educational content is for general informational purposes only and is not financial, legal, or tax advice.

Limitation of Liability

To the maximum extent permitted by law, PTK Ventures is not liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of the site or services.

Governing Law

These Terms are governed by the laws of the State of Texas, without regard to its conflict-of-laws principles.

Contact

PTK Finance Ventures Inc dba PTK Ventures — 5465 Legacy Dr, Ste 650, Plano, TX 75024 — 1-800-854-0797 — contact@gotlending.info.