Privacy Policy
Last updated: June 4, 2026
GotLending Inc ("GotLending," "we," "us," or "our") respects your privacy. This Privacy Policy describes the information we collect, how we use it, and the choices you have. By using our website or services, you agree to this Policy.
Information We Collect
We collect information you provide directly to us, including your name, email address, phone number, and any details you share in messages or as part of a loan inquiry or application. We may also collect basic technical information such as your IP address, browser type, and pages viewed, through cookies and similar analytics tools.
How We Use Information
We use your information to respond to your inquiries, evaluate loan eligibility, communicate with you about your account and our services, improve our website, and meet legal and regulatory obligations.
Data Security
We use bank-level security measures, including encryption in transit and at rest, to protect your information. No system is perfectly secure, but we work to safeguard your data and to limit access to authorized personnel.
Eligibility Check
Our initial eligibility conversations do not involve a hard credit pull and will not affect your credit score. A hard inquiry, if any, would occur only at a later, clearly disclosed step.
Cookies and Analytics
We use cookies and similar technologies to operate our site, remember your preferences, and understand how visitors use the site. You can disable cookies in your browser, though some features may not work as intended.
SMS Text Messaging and Mobile Information
When you provide your mobile phone number and opt in to receive text messages from GotLending Inc, we collect your mobile phone number, your consent records, and records of the messages we exchange with you (including STOP and HELP responses). We use this information solely to operate our text messaging program, including sending financial education resources you have requested, responding to your inquiry, providing updates related to your conversation or account, and managing your messaging preferences.
No mobile information will be shared with third parties or affiliates for marketing or promotional purposes. All the above categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.
We may share your mobile information only with service providers and subcontractors (such as messaging platforms and aggregators) strictly to the extent necessary to deliver our messaging services on our behalf, and only under obligations of confidentiality.
Message frequency varies. Message and data rates may apply. You may opt out of text messages at any time by replying STOP. For help, reply HELP or contact us at 1-800-854-0797. Opting out of text messages will not affect your ability to contact us or apply for a loan through other means.
California Privacy Rights
California residents have additional rights under the CCPA/CPRA, including the right to know, delete, and correct personal information we hold about them, and to opt out of certain disclosures. To exercise these rights, contact us at the information below. We will respond consistent with applicable law.
Contact Us
GotLending Inc — 5465 Legacy Dr, Ste 650, Plano, TX 75024 — 1-800-854-0797 — contact@gotlending.info.
See also our Terms of Service.